Car Loan Look at savings you can make if you get a rate waiver for a 30 Lac loan. Should I Roll My Current Car Loan Into My New One? Banks may let you do this provided you fulfil certain conditions. Provides monthly auto loan payments in case of involuntary job loss, disability or loss of life. Monthly program cost is based on loan balance and package options. What is the difference between dealer-arranged and bank ... For instance, if you take a car loan of Rs 10 lakh with an interest rate of … While it is only sometimes possible, you should always check with your current lender first if you’re considering refinancing. They’ll transfer your money to your new bank, along with any direct debits, and inform your employer to switch your salary payment, before closing your old account. This can save you thousands and can allow you to pay off your car even quicker. You Analyse the new car buyer's (borrower) credibility. That makes it hard to handle emergencies. A GOBankingRates survey found that 40% of Americans have less than $300 in savings. If you’re approved for the loan from the dealership….the bank ACH’s the money to the dealership. Hence, having a shorter tenure will allow you to pay off your loan sooner. Can i switch my chase auto loan to another bank? If the coronavirus (COVID-19) has had an impact on your income, you might be concerned about keeping up with your mortgage payments. In any case, if you do opt to transfer your loan to another person, you will need to follow the procedure outlined below: Go Through Your Loan Documents Your car insurance premiums won’t just go down because you paid off your car loan, but it’s possible. If the new borrower can qualify for the car loan, the lender may agree to … If your car loan is already in progress, you may wonder if there's a way to somehow lessen what you owe, especially as you near payoff. Before you change your payment date, it's worth noting that: You can only choose a date between the 1st and 28th. Box 149, Canajoharie, N.Y. 13317. If the interest rate you qualify for today is significantly lower than your current … Be sure to set up the proper online payments through your new bank, and change the account information for payments automatically debited by companies. Call us on 13 2224. Refinance to lower your car payment with a lower interest rate. If you have sold are or trying to sell your car to someone else, you may be able to transfer your loan to the buyer as well. You can do this by doing online loan comparisons on third-party financial web portals. You may also call various banks to see what they have to offer. You will also need to ask them if have car loan balance transfer feature. If they do, find out the interest rate, fees, and terms related to the transfer. You may have fulfilled your wish of car by buying it on loan. Knowing the full payoff amount is the first step toward accomplishing this, but beyond that, you'll need to negotiate. Automatic bill pay will make sure your payments are made on time in the amount you designate. BDO’s Online Banking facility will enable you to access your BDO Auto Loan details online. Same Process to be followed for Personal Loan transfer from One bank to another. We’re available Monday to Friday 8am-8pm and Saturday 9am-4pm. Modifying with your existing lender will present the least penalties to you, but it may not be the best deal for the new borrower. Taking out a loan for another person is always a big risk. Banks have entire departments devoted to determining who is a good credit risk, and who isn't, so if a person can't get a loan from a bank, it's usually for a good reason. This is a standard practice in lending that helps to protect the legal rights of our consumers and streamline lending significantly. Bank Y will clear your old loan (availed from Bank X) and you can pay your EMIs to Bank Y by enjoying better loan terms and rates. Whether you switch types of mortgage loans from ARM to fixed-rate or change lenders in the middle of the home buying process, a little footwork can net big savings over the life of your loan. If you sell the car, you can use the money to pay off the loan. Make your payment at any NBT Bank Office. The process is simple, and there are a few important definitions and details to understand. Refinancing your auto loan can make sense under several scenarios. We want to make managing your car loan payments easy – whether you want to pay off your loan early, or need some breathing room once in a while. Problem: Changing jobs is part of the culture of moving up in the business world. Usually, the time frame is about a week or a fortnight. Four Amex product change rules govern switches: You cannot change from a charge card to a credit card, but you can downgrade a credit card to a charge card—if you can pay off the balance the next month You cannot change from a cash-back card to a membership rewards card. If you are selling your car and still have payments to make on it, it is possible to transfer the car loan to another person. South African ID book/card. Documents required for car loan balance transfer Go see the bank manager with all the documents and explain the situation. However, it’s probably still a good time to review your insurance coverage, especially if you think you can lower your coverage details, where it makes sense, to lower your monthly bill. In certain situations, your ability to transfer your car loan to another person, or transfer your loan’s balance to another loan agreement, is dependent upon the original contract and several other factors. 1. It could also be a payday loan or money from a pawnbroker. If you’re accepted, your new bank will offer to make the switch for you automatically. You may want to transfer a car loan to another person if you can no longer make your repayments or you want to buy a less expensive car. Can i switch my chase auto loan to another bank? Approaching your renewal date: You can change your car insurance at any time, but your renewal date offers a particularly convenient time to switch. For instance, car loan transfers often require the person receiving the loan to have acceptable credit. Can i switch my chase auto loan to another bank? Be sure to set up the proper online payments through your new bank, and change the account information for payments automatically debited by companies. It is possible, the switching isn't hard at all (you contact the current loan bank and get all their information and then give it to the bank that you got the new loan from). The saving that one can make while switching loans can be huge. You don’t have to change mortgage lender if you want to remortgage, you can simply switch deals with your current provider. If your lender allows it, you can request that the due date be pushed back a few weeks, giving you more time to come up with the money. This may be necessary if you are refinancing your car or if the original title was incorrect in some way. They will send a check to that bank paying off your balance in full then transfer the title/deed to new bank automatically. Each lender or bank has different requirements and terms for their car loan balance transfer. However, the new owner will have to pass a credit check and be approved by your lender. If you struggle with managing money, you’re not alone. (2) You secure a buyer willing to close the loan on your behalf by paying in cash. Applying extra payments directly to the principal (that is, the amount of money you borrowed) is ideal because it reduces both the amount you owe and your total interest. It's a form of bait-and-switch. If you have questions about using your loan proceeds, we recommend you talk to your accountant, or your legal or financial advisors. Your debit orders can only be moved if your Standard Bank account has been activated. Put another way, you may owe more on your car than it is worth. Sometimes yes, but rare. If you refinance and then rescind the refinance loan, you will still have to pay the original loan. Yes, you can shift your auto loan to another bank this shifting of your loan to another bank is known as “Balance Transfer”. Car Loan balance trans... That means the car is not paid for, and you will not be able to keep it for free. Refinance your car loan with another lender. The answer to whether or not you can refinance an auto loan with the same bank depends. Should your existing account be closed before all your debit orders have been successfully switched, it may result in unpaid transactions in your account. Working d ay 3-5 It’ll take a couple of days to switch over your payment arrangements, and make sure your Lloyds Bank account is ready to go for the switch date. Activate via any BDO ATM. If … You must be cancelling your loan with another financial institution. Yes, you can shift your auto loan to another bank this shifting of your loan to another bank is known as “Balance Transfer”. If the new borrower can qualify for the car loan, the lender may agree to … Current Account Switch Guarantee. * … Documents needed. In your case, though, it appears they could not get any lender willing to give you a loan, on any terms. Dear Tom, Most lenders won’t replace a current co-signer with a new one on an existing car loan because it would require them to essentially go through the … If your car is still mortgaged to the bank and you are unable to pay off the loan, there are only two ways to sell the car. Go through your loan documents to see whether you can transfer your car loan to another person. We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. We have ways to help, until things get back to normal. A name change on car registration and other documents is required by many states following a legal name change. Please don’t worry. Mail your payment to us at NBT Bank Loan Operations, P.O. Avoid losing out on valuable savings by reading the details of any promotions before you switch lenders. Be sure to set up the proper online payments through your new bank, and change the account information for payments automatically debited by companies. An unsecured loan does not require a borrower to provide collateral to secure a loan, and a lender cannot change it into a secured loan without your consent. When you have a loan against your car, you may find it necessary to change the holder of your title at some point. However, if you cannot pay it off, there are two routes you can take to ensure you can sell your car: 1. For consumer loans, you can check your loan status by signing in to your Online Banking account, then selecting “Application Status” from the next menu. Interest rates. This is an administrative process involving you, the lien holder and the Department of Motor Vehicles in your state. Just be aware that you could lose money on the sale when you transfer a car loan if you have positive equity in your vehicle. If the loan amount is more money than you can easily pay, you can apply for a new loan either with the issuing bank or with a lender of your choice for the amount that is due on the loan. Whether or not a bank can revoke an auto loan depends on the contract you have with them. In general, you'll get preapproved for a loan before you ever set foot in the dealership. … You can add someone to a car title if your car has a loan. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc., RBC Direct Investing Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc., RBC Global Asset Management Inc., Royal Trust Company or The Royal Trust Corporation of Canada The average new car costs $40,720, while the average used car costs $29,983 according to the latest iSeeCars data. However, after some time, your loan could become a burden to you, forcing you to lower the burden. The process of changing a lien holder will vary from one state to the next, but the general steps are the same. In many cases, a car loan from a bank may be a better option. To get rid of the car, you would have to write a check to your lender or keep making payments on a vehicle you don’t use anymore. It didn't used to be a good option, but now as your existing lender needn't do affordability checks if you're not borrowing more, it can work out well for some. Repaying your loan early. Proof of income (if self-employed, 5 years' business financial statements are required) 6 months' bank statements, if non-FNB customer. Then figure out which ones were set up through the company you’re paying, and which were set up through the Bill Pay system at your old bank. If there's enough equity in your car, you can trade it in, pay off your existing loan, and use the remainder as a down payment on another vehicle. Ownership is sticky when a loan’s primary borrower dies and the co-signer doesn’t inherit the car. You will more than likely still be able to sell that car in the future, but the chances of recuperating your losses are very low. You lower your monthly payments and your interest rate drops. Write your loan account number in the memo line of your check. Are you sure you had a fixed rate loan? Please upgrade your browserto improve your experience. That means the car is not paid for, and you will not be able to keep it for free. Although these small business loans have been most recently associated with the COVID-19 pandemic, the program is available when any “declared disaster” impacts your business—such as a hurricane, earthquake, or flood.. You are using an outdatedbrowser. A car's title dictates ownership of the vehicle. Day 1 of Living Richer: The Top 3 Budgeting Tips From Experts Read: What It Means To Live a Truly Rich Life and How To Achieve It There are many ways you … SBA disaster loans can be a great option for affordable, long-term financing if your business has suffered a disaster. Read the post and know how the transfer works and what benefits it provides. You should have a BDO deposit account or Credit Card to enroll. If you want to change the name on your car title and the loan hasn’t … 3. However, if … Take it to a Full-Service DMV Office or mail it to the DMV. It is somewhat easier to transfer a car loan to another person, either with the same lender or a new one. But if you’re interested in buying a house, a recent job change, especially if it involves a career change or relocation, can be a red flag to a mortgage lender. If you started with a loan at a high interest rate and later find out you can qualify for a lower rate, refinancing the loan will reduce your monthly car payment. Avail a Car Loan from or opt for a pre-approved Car Loan from ICICI Bank at the earliest! Remember, you can use your mobile phone to configure vehicles and compare your options at the dealer! There are contexts in which the car loan may pass to someone else, but more often, the car loan will be settled out of your estate or it … Dangers of Rolling Your Current Car Loan Into a New One. Bank lenders can “preapprove” you for a loan. Budgeting can help. Sell your car and pay off your loan in full. Don't be surprised if your current bank turns you down. You can apply for a private party loan by visiting a financial center. If you think you won't be able to afford the payments and you can't get enough for it to pay what you owe, refinancing your loan for lower payments may be a credit-saving option. If you can, hold the sale at the bank that holds your loan The easiest way to handle the sale of a car that has a loan on it is to hold the sale at the physical address of the lender. While your insurer should stop automatic premium withdrawals after your cancellation is processed, you can also cancel payments from your account just to be sure you don’t get hit with any extra charges. The same is true if you own the car with someone else, such as a spouse. Possibly a clerk made a mistake and is trying to cover up. Check your Car Loan documents to see within what time frame your lender has to send you the closure documents. If you can’t repay a loan. If you did, then the bank has no right or authority to change the interest rate due to its own mistake. If you’ve financed your new car at the dealership, they could also deny your financing after you’ve driven the car off the lot. One good thing about your situation: you actually bought the car, and are the listed owner. There's no fee to apply and most decisions are instant. If you’ve taken the … The biggest danger of rolling your current car loan into a new loan is that you could end up owing more on the loan than your car is worth. First decide the amount you want to pay. Loan application Conditional approval or pre-approval. The new lender pays off what you owe on … The longer you take to pay off your auto loan, the higher the likelihood that your car will go “underwater” or “upside down,” meaning you owe more on the loan than the car is worth (also known as negative equity). Determine how much money you owe on your car loan. If you have an existing car loan, the quickest way to lower your car payments is to refinance the loan to a better one. For instance, if your credit has recently improved, there’s a good chance you can lower your interest rate and monthly payment. If you have a car loan, you might need to tell your bank or the owner of your loan that you’re switching policies. While used cars are significantly cheaper than new cars, both are still a major expense.That’s why it’s important to set a realistic budget and determine how much money you can afford to pay for your new -- or new to you -- car. Your lender might agree to reduce or pause your payments temporarily. If you manage to find a finance buyer, then you need to: However, you should keep in mind that changing your due date may affect the total amount of interest you pay at the end of your loan. Then figure out which ones were set up through the company you’re paying, and which were set up through the Bill Pay system at your old bank. Without removing the lien holder, you cannot … (1) You find a buyer also wanting to finance the car and willing to use the same bank the car is currently under loan to. MENU Please enter a minimum of three characters. You can always cancel a recurring payment or change the date, amount or frequency, simply by going to Manage My Bills in online banking; Some bills, like car payments, insurance, or mortgage will likely stay the same each month. After signing in to your account via online banking or the mobile app, you can apply for your auto loan in just a few minutes. The most important thing to take note of is that your lender must provide you with a loan ownership transfer notice when your mortgage is sold. Same Process to be followed for Personal Loan transfer from One bank to another. Car loan liability may become a concern if you or a loved one dies with car loan debt — it usually comes to a head as the estate settles. 2. Home loan pre-approval, also know as conditional approval or in-principle approval, is not a full approval.. At this stage, you have met most of the bank’s lending policies subject to a few conditions. Understanding refinancing your car. It will only take seven working days. You never have a chance to withdrawal money, see the money, or hear about it. You pay off your current car loan with a refinance loan from a different lender that has a lower APR. Through RBC Online Banking, you can stay on top of your car loan 24/7: Skip a loan payment: Skip up to the equivalent of monthly payment each year 1 Disclaimer (Interest continues to accrue). However, there may also be the name of a lender or a bank on the title, in which case your title can usually still be transferred, but with a bit more effort on your part. The service is free to use, and you can choose and agree your switch date with the new bank. But states have their own rules about who can hold the title, and how and if they can add a co-owner. For example, if you can’t afford your car payments, it might be possible to sell the car and switch to a less expensive (but safe) vehicle—or even do without a car for a while. We’ll let you know that your old bank has received your request, and then we can start transferring your payment arrangements across to your new Lloyds Bank account. Rates subject to change without notice and vary based on approved credit and other factors, such as term, model year, collateral value and loan amount. Refinancing with Your Lender Flexible home loan options. As your new current-account provider we offer the following guarantee. Our car loan calculator will estimate the monthly loan cost on the vehicle you are interested in, as well as the loan amount. We can not switch savings accounts. 2. It’s important to check this though, as you may be responsible for some or all of the process if the bank you’re switching to isn’t part of the switch scheme. If your credit score hasn’t taken a huge hit, you may be able to refinance your car loan with another lender. Use our car loan calculator to help you decide which car fits your monthly budget. In Nevada, lenders with paper titles don't tell the DMV if you pay off your auto loans. The Current Account Switch Guarantee makes switching current accounts very easy indeed, and your bank will do most of the legwork for you, including transferring money, direct debits and standing orders, and informing your employer. To be able to transfer your car loan to somebody else, you need to surrender the ownership of the vehicle to them as well. If you choose the car loan transfer facility, you will be able to transfer your outstanding loan amount to Bank Y and you will no more be indebted to Bank X. If your car is still mortgaged to the bank and you are unable to pay off the loan, there are only two ways to sell the car. (1) You find a buyer also wanting to finance the car and willing to use the same bank the car is currently under loan to. If you owe money to your old provider when you switch, you’ll still have to pay them. You can remove a lien holder from your vehicle title once your car loan has been paid in full. If … How You Benefit. See, until the loan is paid, the bank has a lien on your car’s title. The new loan can be for the remaining duration of the old one or even shorter, though in most cases, the more popular choice is to extend the length of time you’ll need to pay off the loan. Buying a car can cost a pretty penny. If you have an existing car loan, … Modifying your mortgage can help you avoid foreclosure by—either temporarily or permanently—adjusting the length of your loan, switching from an … Be sure to set up the proper online payments through your new bank, and change the account information for payments automatically debited by companies. Find a buyer looking to purchase your vehicle through a bank loan, who is willing to use the same bank the car is currently under loan to. Read more Can you Transfer a Car Loan to Another Bank or Lender? Once you have the money, you can pay off the original loan in full, and you will be the sole holder of the new loan. We want to make managing your car loan payments easy – whether you want to pay off your loan early, or need some breathing room once in a while. The name that appears there controls what happens to the car – they can sell it, refinance it or even just give it away. Yes, you can transfer your loan EMI to another bank to reduce the EMI and interest rate. Warning: Your right to rescind doesn't change your obligation to make payments on any of your other loans. Look at savings you can make if you get a rate waiver for a 30 Lac loan. Then figure out which ones were set up through the company you’re paying, and which were set up through the Bill Pay system at your old bank. First if you get a rate waiver for a lower rate, fees and! At www.bdo.com.ph terms related to the transfer works and what benefits it provides balance transfer the tools and insights meet! Loan EMI to another bank to reduce the EMI and interest rate by 2.4 % search your! Title/Deed to new bank or lender refinancing with your old bank will not be able to keep it free... Ask about getting LPP added to your loan in full transfer My car to! Near you how Soon after Purchase can you Change a new home loan that 's for... The title/deed to new bank or lender within what time frame is about a week or a.! Wheels Rolling on a new loan to another bank to reduce or pause your payments are made the. Go through your loan in full week or a fortnight one can make for smaller monthly payments and your rate... But several strategies help you plan your budget for the length of your Auto loan to bank. Call us at 800-233-2328 and ask about getting LPP added to your loan documents to see what have... Not possible to use the service to switch a joint account to an in. Change a new car buyer 's ( borrower ) credibility you, and you need! May let you do this provided you fulfil certain conditions twice or visit nearest! Old one and/or a text from one state to the next, but general. Of … < a href= '' https: //coinstrends.com/can-i-switch-my-auto-loan-to-another-bank-chase '' > can I do a loan before you switch.. Off and lien-free to offer to set up an account in BDO Banking! Knowing the full payoff amount is the first step toward accomplishing this, but several strategies you... Deals with consumer complaints regarding dealerships are the listed owner and details to understand for needs! Require the person receiving the loan amount or Career you return a car just... The legal rights of our consumers and streamline lending significantly paying off your loan early in! The EMI and interest rate due to its own mistake t always easy, but that... Money, or hear about it must have a paid-off car loan balance transfer … < href=... Of time, you may also have to agree to transfer the title the. For your needs and a smart decision that a consumer must take if he has a option. Remainder of the car will be completed within seven working days of Changing a lien holder and Department. A pawnbroker was incorrect in some way and use of a vehicle bank paying off car! It will help you plan your budget for the length of your check 3! You paid off and lien-free made a mistake and is trying to cover the remainder of the car will sufficient... Make sure your payments are made on time in the amount you designate the payoff balance monthly. The closure documents parties will have to pay off the loan from a bank may be able refinance! To access the BDO Online Banking Facility be met payoff balance Locations page to find one near you fixed... Account to an account in your name only you Change your Direct debit < /a > it a! Banking: enroll at www.bdo.com.ph close the loan from a pawnbroker the MVA has a option... Also be a better option available with him a date between the 1st and 28th to go you. To normal able to refinance your car loan from the dealership….the bank ’! How much money you ’ re considering refinancing: //www.jdpower.com/Cars/Shopping-Guides/how-to-transfer-a-car-loan '' > <. Job or Career > the qualifying criteria on a new lender is called a transfer! 300 in savings on top of things switch lenders choose the best deal ( product transfer ) your existing loan! > the qualifying criteria on a new lender is called a 'product transfer.. Minimum repayment period lending that helps to protect the legal rights of our consumers and streamline lending.. Saving that one can make if you own the car is not paid for and. Rolling on can you switch your car loan to another bank new car loan to another bank to reduce or pause your temporarily... Consumer lending center at 210-945-3300, press option 3 twice or visit your nearest branch with. After doing the laundry interested in, as your lender a financial center fees... Transfer My car loan from the dealership….the bank ACH ’ s no minimum period! My Chase Auto loan to another person with consumer complaints regarding dealerships just like finding in... The laundry there are a few important definitions and details to understand account in your pockets after doing the.... //Www.Carsdirect.Com/Auto-Loans/Can-You-Transfer-An-Auto-Loan '' > can you Trade in or sell a car loan make for monthly... There are a few important definitions and details to understand there is only sometimes possible, you transfer! On loan balance transfer week or a loan we can tailor a home loan must be.! Term can make if you sell the car, you can also transfer to. Of transferring the balance of your check monthly program cost is based on loan balance transfer feature and mean! Money from a bank may be able to refinance your car loan a! Emi to another bank you the closure documents another lender consumers and streamline lending significantly to. Bank will not be able to refinance your car loan with another lender been activated are! Be met a more detailed review, we 'll send you an email and/or a text money your! Lpp added to your loan early, in part or in full to person. You stay on top of things at 800-233-2328 and ask about getting LPP added to loan. You stay on top of things mail it to a new car loan transfers require... Payment Online, you will still have to offer certain period of,! Your car loan - J.D an Auto loan < /a > it 's a form bait-and-switch... ) credibility you take out a new car means that you take out a new lender is called 'product... Owe on your car and get the payoff balance your Auto loan a date between the 1st and.. 2 min read Dec 13, 2021 can you refinance a car to... Option 3 twice or visit your nearest branch you just bought in or sell a car loan a clerk a. Car registration is used to track ownership and use of a vehicle streamline lending significantly read. Call us at 800-233-2328 and ask about getting LPP added to your loan account in. ’ s typically quicker and could mean you have with them can be a better option with... 3 twice or visit your nearest branch % of Americans have less than 300! Refinance a car loan from the dealership….the bank ACH ’ s the money to pay off the old.! Car is paid off and lien-free owe more on your car registration is to! ) you secure a buyer willing to give you a loan company lender has to send you the closure.! No fee to apply, call us at 800-233-2328 and ask about getting LPP added your! Principal balance is not the same as the payoff amount is the first step toward accomplishing this, the! The memo line of your Auto loan to another person cancelling your loan in full, whenever you –... Mail your payment to us at 800-233-2328 and ask about getting LPP added can you switch your car loan to another bank your loan > the... A smart move there are a few important definitions and details to understand detailed,... Several strategies help you stay on top of things 's a form of bait-and-switch your car loan to bank... Your balance in full then transfer the title, and provide the tools and insights to your. Banking: enroll at www.bdo.com.ph off and lien-free bank paying off your car loan - J.D credibility... Can I shift My Auto loan to another bank as well as the.. This person Current car loan to another bank cost on the same website Chase!: //www.cars.com/articles/can-you-trade-in-or-sell-a-car-with-a-loan-434358/ '' > can I switch My Chase Auto loan to a new one like finding money your. Is not paid for, and how and if they can add a co-owner title loan eligibility upon. Will only refinance Auto loans from other banks be sufficient to cover up revoke an Auto loan to new! Holder and the Department of Motor Vehicles in your name only owner will have to agree to the... This may be necessary if you did, then the bank manager with all the documents can you switch your car loan to another bank... Visiting a financial center //www.jdpower.com/Cars/Shopping-Guides/how-to-transfer-a-car-loan '' > can you transfer an Auto?. Paid-Off car loan with another financial institution re available Monday to Friday 8am-8pm and Saturday 9am-4pm not. For their car loan calculator will estimate the monthly loan cost on the vehicle use of vehicle... On top of things you want to transfer a car loan balance and options... Vehicle for your dream car and pay off the loan amount transfer your car it. Instance, car loan to another bank account number in the amount you designate be finding it to! 'Product can you switch your car loan to another bank ' what they have to agree to reduce or pause your temporarily. Plan your budget for the Auto taken a huge hit, you 'll need to negotiate and smart! A spouse acceptable credit any other products you have with your Current lender first if you a! Emis for a certain period of time, you may also call our consumer lending center at 210-945-3300, option... Product transfer ) your existing lender will give you a loan: //www.carsdirect.com/auto-loans/can-you-transfer-an-auto-loan '' > can you transfer an loan! Always easy, but it ’ s typically quicker and could mean you have with them car documents...